Wildfire Recovery: Insurance Tips for California Homeowners
With 33 active fires and 3.6 million acres burned, including the largest in California history, tens of thousands of Californians have been displaced by the ongoing wildfires. They will need help...
View ArticleConsumer Watchdog Urges Insurance Discounts for Homeowners, Protections...
When disaster hits, insurance companies are supposed to have your back… but their number one priority is almost always their own financial well-being. We’ve seen that play out over the last few years...
View ArticleCommissioner’s Secret Cat Model Plan
Imagine if the IRS were allowed to base your taxes on its own “projections” of your income. And you were not allowed to check the math. That’s the gist of Insurance Commissioner Ricardo Lara’s...
View ArticleLara’s 85% wildfire coverage plan morphed to just 5%
Insurance Commissioner Ricardo Lara’s latest regulation to get insurers covering California again has another massive loophole. Insurers’ so-called commitment to increase sales in risky areas could be...
View ArticleInsurance Commissioner Lara Certifies Consumer Watchdog’s Right To Intervene...
It should have been proforma, but Insurance Commissioner Ricardo Lara has finally certified Consumer Watchdog’s right to collect compensation for intervening in insurance rate cases. The only real...
View ArticleConsumer Watchdog Achieves Increased Transparency, Enhanced Wildfire Risk...
Consumer Watchdog reached a settlement with Allstate and the California Department of Insurance, resolving the company’s application with the Department for a rate increase of 34.1% to its homeowners...
View ArticleConsumer Watchdog Saves Policyholders More Than $53 million with 21st...
Los Angeles, CA — Consumer Watchdog recently reached settlement in three challenges to double-digit rate hikes requested by 21st Century Insurance Company for its auto policies, United Services...
View ArticleState Farm’s Shady Reinsurance Deal
Annual reports for State Farm’s home insurance subsidiary in California suggest it’s sending profits out of state by overpaying its parent company for reinsurance. California policyholders shouldn’t...
View ArticleAlert: Garamendi Calls On Commissioner Lara To Step Aside
Former Insurance Commissioner John Garamendi called on Insurance Commissioner Ricardo Lara to step aside if he’s unwilling to stand up to the insurance industry. In a KGO television news broadcast,...
View ArticleInsurance Commissioner Seeks to Avoid State Review of Regulation Permitting...
On December 5, 2024, Consumer Watchdog sent a letter to California’s Office of Administrative Law (“OAL”) objecting to the Department of Insurance’s (“the Department”) use of the Administrative...
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